Muslims Paying ZAKAT are Funding Terrorism

zakat2Understanding the Threat, by Jon Guandolo, Aug. 15, 2016:

Zakat is defined in Islamic Sacred Law (sharia) as “the name for a particular amount of property that must be payed to certain kinds of recipients under the conditions (specified in sharia).”

Zakat is also one of the five pillars of Islam.

According to Islamic sharia, “Zakat is obligatory for every free Muslim (male, female, adult, or child) who has possessed a zakat-payable amount for one lunar year.”

Sura (Chapter) 9 in the Koran is the “sura of the sword.”

Verse 9:60 states:  “Zakah expenditures are only for the poor and for the needy and for those employed to collect zakah and for bringing hearts together for Islam and for freeing captives or slaves and for those in debt and for the cause of Allah and for the stranded traveler – an obligation imposed by Allah . And Allah is Knowing and Wise.”

From this Koranic verse, sharia declares:  “It is obligatory to distribute one’s zakat among eight categories of recipients – meaning that zakat goes to none besides them, one-eighth of the zakat to each category.”

Sharia states the eight (8) categories are:  (1) the poor; (2) those short of money; (3) zakat workers; (4) those whose hearts are to be reconciled; (5) those purchasing their freedom; (6) those in debt; (7) those fighting for allah; (8) travellers needing money.

Specifically, category 7 is defined in sharia as:

Those Fighting for Allah.  The seventh category is those fighting for Allah, meaning people engaged in Islamic military operations for whom no salary has been allotted in the army roster, but who are volunteers for jihad without remuneration. They are given enough to suffice them for the operation, even if affluent; of weapons, mounts, clothing, and expenses for the duration of the journey, round trip, and the time they spend there, even if prolonged.” [Um dat al Salik, Book H Zakat, H8.17]

This means that all sharia compliant Islamic organizations in America which accept Zakat payments, must send 1/8 of all the money they collect to support jihad.

Paying zakat that supports jihad is a violation of U.S. law because it necessarily is “material support for terrorism.”

This is why some of the largest and most prominent Islamic charities have been identified by the U.S. government as funding “terrorism” (jihad).  It is a command from allah.

Every law enforcement agency in the United States has probable cause right now that all Islamic organizations in their jurisdiction which receive zakat payments are in violation of the law and are materially supporting terrorism.

As a matter of fact, CAIR (Council on American Islamic Relations) stated on it’s website it gives 100% of their zakat to category 7 (the “cause of allah” / “fisabilillah”) – jihad/”terrorism.”  Why wouldn’t they?  They are Hamas after all.

On another note, President Obama publicly stated “That’s why I am committed to working with American muslims to ensure that they can fulfill zakat.”

Why Do Islamic Charities Send Zakat to Terrorists? Because Shariah Says They Must

By Shariah Finance Watch:

One of the most popular and most important subjects on SFW is the issue of Zakat.

Zakat is a form of tithing in Islam and is considered one of the Five Pillars of the faith. Essentially, every Muslim who is able to do so is required to give 1/40 of his wealth each year to the “needy” through the system of zakat. Today, most of the zakat payments, at least in the West, go through Islamic charities and mosques.

This has proven to be a problem because so many Islamic charities and mosques have been shown to provide material support for terrorism–a subject that we have covered on SFW repeatedly:

http://www.shariahfinancewatch.org/blog/category/islamic-charities/

There is, of course, a connection to Shariah-compliant finance here. Shariah-compliant institutions, as well as many Shariah-compliant investment vehicles and transactions, are required to make zakat donations. And the explanations of the system of zakat show just exactly why zakat ends up funding terrorism (an explanation we will get to once again in a moment). We have addressed this previously, citing Islamic Shariah scholars and texts. We cited one text in particular, the widely circulated and popular Reliance of the Traveler:

http://www.shariahfinancewatch.org/blog/2012/08/28/how-zakat-funds-jihad/

It is very important to show, however, that Reliance of the Traveler is far from the only authoritative manual of Islamic sacred law that confirms the use of zakat to fund Jihad. In fact, some discount (inappropriately and incorrectly) the importance of Reliance because it traces its origins back several hundred years.

Therefore, when we find another authoritative text that confirms zakat funding Jihad, we are absolutely compelled to reveal it in as great detail as practical. Now is just such an opportunity/

Recently we were introduced to a manual of Shariah that was offered for sale at the annual convention of the Islamic Society of North America (ISNA). ISNA is the largest Muslim organization in the United States. They have also been exposed as a Muslim Brotherhood organization and were named as an unindicted co-conspirator in the Holy Land Foundation trial, the largest terrorism financing prosecution in US history. More recently, ISNA’s Canadian wing lost its charity status for sending $280,000 to a Jihadist terrorist group in Pakistan. Even more recently, President Obama supplied a videotape message to the ISNA convention praising the organization, despite–we hope–its ties to the Muslim Brotherhood and the Holy Land Foundation.

51gxzhacANL._SY344_BO1204203200_The Shariah manual that was offered for sale at the ISNA convention is a two-volume set known as A Summary of Islamic Jurisprudence. It was written by Dr. Salih Al-Fawzan in 2005.

Sheikh Fawzan is considered one of the most esteemed Shariah scholars in the entire Islamic world, having received three degrees in Shariah from the University of Imam Muhammad in Riyadh, Saudi Arabia. He is a member of the Council of Senior Scholars, the Fiqh Committee in Mecca and the Committee for Supervision of the Callers in Hajj. He also heads the Permanent Committee for Islamic Research and Fatwas. He is the Imam at the Prince Mut’ib Ibn Abdul-Aziz Mosque, hosts a national radio program in Saudi Arabia and has published 60 books.

A Summary of Islamic Jurisprudence is published by Al-Maiman Publishing House in Riyadh, Saudi Arabia.

Several chapters of Volume 1 are devoted to zakat. Chapter 8 is devoted in its entirety to “Entitled Recipients of Zakat.”

This chapter provides a complete explanation of the 8 categories of recipients of zakat who are entitled to receive it. Of particular interest to those of us in the West is the seventh category. From pages 364-365 of A Summary of Islamic Jurisprudence, Volume 1:

The seventh category is that spent in the Cause of Allah such as that given to warriors who volunteer in fighting for the Cause of Allah and they do not take salaries from the Public Treasury of Muslims. Generally, the phrase “the Cause of Allah” refers to the war against the enemies of Muslims, as Allah, Exalted be He.”

This passage is particularly important because it defines “the Cause of Allah.” Other sources, such as Understanding Islamic Law (Shari’a)by Professor Raj Bhala, have used this vague phrase and implied that it had nothing to do war or fighting. Clearly, Sheikh Al-Fawzan clarifies this point. To conceal or deny that zakat funds warfare is a form of taqiyya (sacred deception).

It is not refutable; zakat funds warriors who volunteer to fight for the Cause of Allah against the enemies of Muslims, but who do not draw a salary. This can only be interpreted to mean irregular combatants–terrorists.

It is vital that everyone understand that NO ONE is permitted to change these laws. Shariah is regarded as Allah’s law. So when someone on Wall Street or Fleet Street claims that no proceeds from their Shariah-compliant institutions, products, transactions or instruments could possibly be used for a nefarious purpose, they have no basis for these hollow assurances, simply because they have no authority or control over the ultimate distribution of zakat funds.

Algerian Mosque Terror Financing Draws Scrutiny

Tarawih___Hamza_324936347by IPT News:

 

Halal: A Taste of Terror

halal-meat-460By :

“Beware! Halal food funds terrorists.” Stickers with this slogan were sold in July by a candidate of the Australian political party One Nation, and condemned by the country’s Multicultural Affairs Minister Glen Elmes as “offensive, grotesque and designed to inflame hatred.” He added: “People are encouraged to put the stickers on food products in supermarkets, which isn’t just racial discrimination, it’s also vandalism.”

What the sticker says, though, is apparently taking place in the USA and Canada where Campbell’s Soup and other companies have paid the Hamas-linked Islamic Society of North America (ISNA) for their halal certification, in France, where it is claimed that 60% of halal food is controlled by organizations belonging to the Muslim Brotherhood and the so-called “halal tax” is the organization’s main source of funding. In the UK, major supermarket chain Morrisons is not only indirectly but even directly giving money to the Islamic National Zakat Foundation. I’ll explain what that is about in a minute.

“Ritual slaughter” is the slaughter of animals for food following religious prescriptions. The Muslim method to produce halal (“lawful” or “permissible”) meat consists of cutting fully conscious animals’ throat while the name of Allah is uttered and letting them bleed to death. The Jewish method of producing kosher meat shares with the Muslim one the fact that the animal is not stunned before being killed.

Laws of Western countries generally require that animals are stunned to render them unconscious before slaughter, but allow exceptions for both Jewish and Muslim ritual slaughter.

Government advisory bodies, like the Farm Animal Welfare Council and the British Veterinary Association in the UK, have produced reports and made declarations saying that ritual slaughter causes ”intolerable cruelty” and have repeatedly demanded that it be banned.

The Muslim Council of Britain claims that most halal meat comes from stunned animals, but in reality a very low voltage is used in their electrocution, resulting in inadequate stunning.

This makes it objectionable to most non-Muslims on animal welfare grounds. Christians and others – Sikhs in Britain currently have an anti-halal petition – also consider the utterance of Allah’s name at the moment of slaughter as idolatry.

And a major concern is that halal meat is just no longer for Muslim consumption, but is sold to “infidels” in ever greater quantity the world over.

To get an idea of the extent of this phenomenon, one of the most influential halal certification bodies, the Halal Food Authority, now estimates that a staggering 25% of the entire UK meat market is halal. But Muslims are about 5% of the UK population, therefore there is as much as 5 times more halal meat than Muslims.

In Britain halal meat is routinely served and sold to non-Muslims who don’t even know that they’re eating it, let alone want to do so. Schools, hospitals, hundreds of restaurants and pubs, sporting venues like Wembley football stadium and Ascot race course, all the main supermarkets chains – none excluded – fast-food and pizza chains have been drawn into what commercially must look like a win-win situation for them: Muslims complain and demand halal, non-Muslims don’t complain, adapt and tolerate. Especially if they’re not informed and food is not properly labelled.

In dhimmi Britain, when pork or other non-halal food is accidentally discovered in school menus, as recently happened,  it causes a fervor, hits headlines, the food is immediately removed and the responsible sacked, but it’s nearly impossible to have halal meat – which non-Muslims don’t want – removed from schools or at least not served to unbelievers. In an increasing number of schools halal is the only meat served. Is the only way to ban halal food in schools to “contaminate” it with pork, as someone suggested?

What’s happening with halal is that we are experiencing for the first time in the West Islamization on a large scale. Great numbers of people are forced to live according to Sharia law whether they like it or not, which is the essence of Islam and its supremacist nature.

Read more at Front Page

Sharia banks that fund terrorism

sharia-bank-terror-relationship

Money Jihad:

The relationship is simple.  Jihadists know they can trust sharia-compliant banks to maintain their anonymity, not ask too many questions, and facilitate high-dollar transactions on behalf of their terrorist groups.  Some Islamic financial institutions, such as National Commercial Bank and Islami Bank Bangladesh, have taken the relationship a step farther by donating a portion of their bank profits in the form of zakat as an act of corporate “charity” to terrorist organizations, or in the case of Al Rajhi, through private zakat donations of leading bankers.  Saudi Arabia and Iran are key bases for these activities, but this is a global phenomenon.  Here’s Money Jihad’s short list of the worst offenders:

Al Rajhi Bank:  The Saudi financial institution has served as the sharia bank of choice for the world’s jihadists, including East Africa embassy bomber Mamduh Mahmud Salim, Al Qaeda leader Ayman al-Zawahiri, and organizations like Indonesian Kompak and Al-Haramain.  Bank co-founder Sulaiman Al-Rajhi appeared on the infamous Golden Chain document of Al Qaeda financiers.  These allegations were reinforced by the recent U.S. Senate investigation into HSBC’s correspondent relationships.

Al Shamal Islamic Bank:  Osama Bin Laden co-founded the Al Shamal in Sudan and invested $50 million there.  During the 1990s and early 2000s, Al Qaeda distributed money to its cells through Al Shamal.  Funds passed through Al Shamal were used in preparation for terrorist attacks.

National Commercial Bank:  Offering conventional and sharia banking services, Saudi Arabia’s self-described first, largest, and most prominent bank is NCB.  Among other misdeeds, a Saudi audit revealed that NCB transferred $74 million in the 1990s as zakat through its charitable front organizations to Al Qaeda (see here, here, and here).  Khalid bin Mahfouz, the head of the bank, exploited libel laws to sue author Rachel Ehrenfeld in an effort to silence accusations about his role in financing terrorism.

Arab Bank:  This conventional bank in Jordan maintains a wholly-owned subsidiary (Islamic International Arab Bank PLC) that offers full-range sharia services.  Arab Bank has transferred money on behalf of Comité de Bienfaisance et de Secours aux Palestiniens (CBSP), a notorious French charity, to a known financial subunit of Hamas.  The Jordanian bank has paid out insurance benefits to families of suicide bombers for the Saudi Committee—another charity that funds Hamas.  Arab Bank has handled transactions for the Holy Land Foundation, whose leaders now sit behind bars for financing terrorism.  It has been the subject of American investigations, but the bank has consistently refused to turn over related documents to the U.S.

Islami Bank Bangladesh Limited:  IBBL, Bangladesh’s biggest sharia bank, has handled Wahhabi accounts to propagate radical Islam since its inception.  In 2011, the Bangladeshi home ministry intelligence revealed that 8 percent of the bank’s profits were diverted as corporate zakat to support jihad in Bangladesh.  One of the men on IBBL’s board of sharia advisors was arrested in connection with a terrorist attack against Bangladeshi police officers.  The U.S. Senate slammed British bank giant HSBC for maintaining relationships with IBBL despite evidence that it served terrorists like Shaikh Abdur Rahman of Jamatul Mujahideen Bangladesh and terror-funding Islamic charities like IIRO.  The Senate’s report also implicated HSBC for disregarding evidence of terror financing at another Bangladeshi sharia bank with whom it worked:  Social Islami Bank.

Bank Melli:  The Iranian Islamic bank sent “at least $100 million to an Iranian Revolutionary Guard branch that supports Hamas, Palestinian Islamic Jihad, and other terrorist groups, the Quds Force” between 2002-06.

Bank Saderat:  Another major Iranian sharia finance house, the U.S. Treasury Department sanctioned the rocket-funding Bank Saderat, stating that “The bank is used by the Government of Iran to transfer money to terrorist organizations, including Hizballah, Hamas, the Popular Front for the Liberation of Palestine-General Command and Palestinian Islamic Jihad. A notable example of this is a Hizballah-controlled organization that has received $50 million directly from Iran through Bank Saderat since 2001.”

Other culprits include Dubai Islamic Bank, which is active in both the U.A.E. and Pakistan, and Tadamon Islamic Bank.

So much for “ethical finance.”  For further developments, please continue reading Money Jihad, Shariah Finance Watch, and @moneyjihad on Twitter.

See also:

What You Should Know About Shariah Compliant Finance (counterjihadreport.com)

Money Jihad: How Islamists Finance Their Operations

by: Ryan Mauro

The author of the Money Jihad blogwishes to remain anonymous. The daily blog documents how Islamists finance their operations. The author previously served in military-intelligence and has been blogging about terrorism financing for three years.

The following is RadicalIslam.or’s Security Analyst Ryan Mauro’s interview with the author of the Money Jihad blog about how the Islamist terrorism continues to be lavishly funded 11 years after the attacks of September 11, 2001.

Ryan Mauro: What legal loopholes are the Islamists using to finance their operations worldwide?

Money Jihad: Saudi Arabia’s approach to terror finance is a giant loophole in and of itself.  The Islamic zakat tax, what some call “Islamic charity,” is a massive source of jihadist revenues.  The Saudi Arabian Monetary Agency is supposed to approve charitable zakat transfers overseas, but it’s a fig leaf; the Saudis still fund the spread of radical Wahhabism abroad.  Also, it took Saudi Arabia’s Senior Ulema Council nine years after 9/11 to criminalize the financing of terrorism.  Whenever the Council comments on terror finance, it vigorously defends zakat in the same breath.  The Council won’t even define terrorism to include suicide bomb attacks against Israel.

In the U.S., we need a totally different approach to regulating hawala, the traditional Islamic system money transfer system that has helped fund terrorists.  But on balance I would say that most of the terror finance shortcomings in the West involve inadequate enforcement of existing laws rather than a lack of laws.

Ryan Mauro: What laws aren’t being enforced and why?

Money Jihad:  First, the Patriot Act prohibits providing material support to terrorism such as transferring money to Hamas.  The Holy Land Foundation (HLF) trial revealed that Islamic organizations such as the North American Islamic Trust and the Islamic Society of North America worked closely with HLF.  The Bush administration never intended HLF to be their final prosecution, but they ran out of time to pursue HLF’s associates.  Especially now that HLF’s final appeal was rejected by the Supreme Court, this would be a great time to enforce the material support provisions of the Patriot Act against HLF’s unindicted co-conspirators.

Second, the Foreign Agents Registration Act isn’t being enforced with respect to CAIR which engages in political activities in the U.S. but is funded from abroad.

Third, the nonprofit provisions of the Internal Revenue code are being abused by Islamic organizations that claim to be charities but are actually engaged in business activities.  For example, Islamic Food and Nutrition Council of America (IFANCA) is a certifier of halal foods.  It gets most of its revenues from inspecting food manufacturers that seek a halal certification label, but IFANCA claims tax-exempt status on the false basis of receiving revenues from charitable donations and grants, which is discredited by a simple review of their tax forms.  Canada does a better job than the U.S. of stripping bogus charity fronts of their tax-exempt status.

Fourth, Bank Secrecy Act and Treasury regulations require money services businesses, including hawala dealers, to register their business with the Treasury Department’s Financial Crimes Enforcement Network. One study showed that about 85 percent of hawala businesses simply ignore the requirement.

As to why these laws aren’t being enforced, I think it’s political.

Ryan Mauro: What methods are the Islamists using today to raise money, besides soliciting wealthy donors?

Money Jihad: Well, it’s not just about zakat from wealthy donors.  Folks like Amina Farah Ali in Minnesota, Shabaaz Hussain in London, and Irfan Naseer in Birmingham have fundraised for relatively small donations from individual Muslims to support jihad overseas.  A few thousand dollars from the West goes a long way to fund a holy warrior on the ground in Somalia.

But apart from zakat donations, there are a whole host of other Islamic taxes that receive less attention but are huge revenue stream for jihad.  Western reporters call it extortion, but the mujahideen don’t look at it that way.

Take for example two terrorist organizations with a ground game:  Al-Shabaab and the Taliban.  They have fighters on the ground and control definite territory.  Organizations like that rely to a great extent on levying Islamic taxes on the people under their jurisdiction.  The Taliban still gets money from ushr, the Islamic tax on harvests, which includes poppy yields.  Al Shabaab imposes harbor taxes, checkpoint taxes (a practice from the early days of Islam up through Ottoman times), and a zakat on the lucrative Somali charcoal trade.

Ransoms, which are also permitted against infidels by the Koran, are a major revenue source for organizations like AQIM and Abu Sayyaf.  For Hezbollah, the West focuses on their drug money, but they get a lot of money from khums, the Shia Muslim tax on individual profit.

Counterfeiting, Sharia finance, street crimes, welfare fraud — those are all being used as well in different parts of the world to fund terrorism, individual Islamists or both.

Read more at Radical Islam

Ryan Mauro is RadicalIslam.org’s National Security Analyst and a fellow with the Clarion Fund. He is the founder of WorldThreats.com and is frequently interviewed on Fox News.

Money Jihad – Seven ways to stop funding terror

Money Jihad:

Money Jihad has previously proposed methods to limit zakat and hawala—two major mechanisms for funding terror.  Here’s a more comprehensive set of our recommendations that would reduce terrorist financing overall:

  1. Drill, baby, drill.  The U.S. should expand offshore oil drilling, open federal lands for drilling, ease its permitting process for new refineries, encourage hydraulic fracturing methods that tap previously inaccessible energy sources underground, and approve the Keystone XL pipeline.  Increasing domestic U.S. and Western Hemisphere energy production will reduce reliance on Persian Gulf oil supplies and thereby minimize the profits reaped by hostile, foreign regimes that sponsor terror.
  2. Eliminate foreign aid to Pakistan.  Pakistan uses its ISI spy service to fund the Taliban, the Haqqani network, and Lashkar-e-Taiba.  Continuing to waste money on Pakistan is not only wasteful when we can least afford it, but it is suicidal.
  3. Study the true enemy and threat.  Among the most important concepts for the Western public to understand are:

    If we fail to acknowledge Islam as the animating force behind terror finance, we’ll get confused and aim at the wrong targets.  For example, we’ve spent billions of dollars complying with extensive bureaucratic requirements such as currency reports that have yielded minimal results.

  4. Launch a new offensive against Muslim American charities and entities that fund terrorism.  Pick a few of the highest profile ones and make an example of them by prosecuting their leaders and dressing them in orange jumpsuits.  Prosecute Islamic Relief USA under the laws against providing material support for terrorism.  Prosecute the Council on American-Islamic Relations under the Foreign Agents Registration Act.  Strip the halal food certifier IFANCA and the mosque deed financier North American Islamic Trust of their tax-exempt status.
  5. Tax hawala. Terrorists use the traditional Islamic money transfer system known as hawala to exchange money without being monitored.  Hawala dealers in the U.S. are required to register with FinCEN, a financial regulator, but about 85 percent of hawaladars ignore the requirement.  Imposing a simple one percent tax on hawala remittances would help put hawala under the jurisdiction of tax authorities rather than financial regulators who focus more attention on large banks than on small money services businesses.  A one percent tax would be a mild, positive step in beginning to track the transactions to countries that intend us harm.
  6. Designate ISI and Muslim World League as terrorist entities.  Pakistan funds jihadists through its ISI intelligence agency.  Saudi Arabia funds Hamas, Al Qaeda, and other Wahhabi movements abroad through the Muslim World League (MWL) which is comprised of eight subdivisions including the notorious International Islamic Relief Organization and the World Assembly for Muslim Youth.  The U.S. should declare the ISI and MWL to be foreign terrorist organizations in the same fashion that the Iran Revolutionary Guard Corps has been designated.
  7. Stop paying ransoms to jihadists.  Enforce U.N. Resolution 1904 which prohibits paying ransoms to terrorists or broker a new treaty banning the payment by governments or insurance companies of ransoms to specified terrorist groups.  Al Qaeda affiliates, the Taliban, Abu Sayyaf other jihadist organizations have made millions of dollars in the kidnap-for-ransom business.  Discourage recreational travel by Westerners to locations such as Somalia, Yemen, and the southern Philippines.

Any one of these proposals alone could help reduce terrorist revenues by hundreds of millions of dollars.

Other analysts have proposed improving and standardizing financial regulations, adopting conditions-based aid rather than open-ended foreign aid through the use of millennium challenge accounts, encouraging divestment and terror-free investing, promoting alternative energy sources, enacting harsher sanctions against Iran, a putting a greater focus on the prosecution of white collar financial crimes.

Ultimately, you have to examine the biggest sources of revenue for jihad, then look at what actions would be likeliest to reduce those revenue streams.